Category: General Article (page 2 of 41)

5 Tips on Buying a Home in a Housing Complex

Buying a house in a residential complex can be a practical step for you in choosing a residence.
You no longer have to bother considering various things because generally housing in the complex includes several things that are sought after by potential home buyers, including strategic locations, adequate facilities, and easy transportation access.
In addition, you also don’t need to bother monitoring housing construction from the start because the developer has supervised it.
Even though it’s easier, there are some things you need to consider to do before buying a home in the complex so you make the right choice.

Do a survey
Before buying, do a detailed survey of the housing complex. Surveys can be done online or come directly to the field. Make a simple comparison, scoring, and analysis based on the type of house you need.
There are several parameters in finding a residence, including considering the location, access to transportation, flood-free areas, access to clean water, complex facilities, and so on.

Visit the marketing office
Visit the marketing office and ask for more information about the house you are going to buy. After that, ask the marketing department to take you to the prospective home.
If possible when on the field, do ‘investigations’ directly, for example talking with neighbors or complex security guards to extract the information you need.

Know the status of the house
There are two types of home status, which are ready to live and indent. Home status ready to live usually can be seen directly form. But most housing uses indent status so you can only choose a location through the site map.
You also have to wait at least 8-24 months from the credit agreement for the house construction process.

Compare prices and facilities
Before buying, make sure you check the price of the house. Generally, the house price includes 10{ee2b7c3097c9ca6e0ad598dbe3e6173989210d13389ec9964b528c0036a06eaa} VAT, the Sale and Purchase Act (AJB), and the Cost of Building Use Certificate (SHGB). In addition, do not forget to check the facilities in the housing complex.
Is it comparable to the price you spend. Generally a housing complex provides children’s playgrounds, worship facilities, and has its own shopping area.

Take advantage of the warranty period
After the process of handing over the house, you will get a guarantee time or called a maintenance period with a duration of 3-6 months.
In this timeframe you can complain and request

Consideration in choosing the first house

First: Location
Location is the most important thing in home selection, no matter which house to buy. There are often terms, the most important thing number 1-3 in buying a house is: location, location and location.
Everyone certainly has their own preferences in choosing the best home location: some choose near parents, in-laws, close to the office or who just want a quiet living area. Well, this is indeed not debatable because it is very subjective.
But there are objective factors regarding this location and generally apply. The things that must be considered in choosing a house related to the location are:
• Choose a home location that has good public access
• Close to the center of transportation or have adequate transportation facilities
• Avoid areas that have the potential for flooding or other natural disasters that are routine in nature
These three factors are the main factors of home selection related to location which generally will greatly affect the development of the price of the house that you will buy later.

Second: Price
Buying a house certainly needs good planning and maturity because house prices are expensive and tend to increase every year. Choose a house that suits our abilities, and that must be remembered, it’s not always a good house that is expensive.
There are many ways to buy a house, from a mortgage from a bank, a gradual cash method from the developer to a new home, or even with hard cash if the savings are sufficient.
Whatever your choice, choose the one that fits each bag. Do not let the purchase of a house become a burden and eventually lead to cash difficulties in our family budget.
There is a reason why generally banks always calculate installments for mortgages in the amount of 1/3 of the total monthly income of the debtor, because they think that 2/3 will be spent on consumption of living and household needs.
Although at certain levels of income this can be greatly improved and not relevant anymore, at least this formula applies in general and reflects the importance of maintaining the level of family cash flow at a safe level.

Third: Type of House
Which is better, buying a new home or second home? Each has its advantages and disadvantages.
New home from the developer:
In general, the new home of the developer has the advantage of relatively new buildings,

Beautifying Your Home on a Budget

Purchasing, maintaining, and beautifying your home is a costly proposition. From the moment you offer a down payment to the day you sell it, a home is a costly undertaking. A recent survey conducted by Home Advisors found that, on average, homeowners spend in excess of $6,000 per year in renovations, upgrades, and maintenance. Older generations are more likely to spend big bucks on upgrades. Boomers spent an average of $7,524 in the past 12 months, while Gen X-ers spent $62,582 and Millennials spent $5,693. But Millennials are 18 percent more likely to complete projects that Gen X-ers and 42 percent more likely to do projects than Boomers.



Regardless of the demographic, most homeowners are always looking to make improvements in one way or another and to save money in the process. Whether you’re looking to complete some major renovations or want to beautify your dwelling on a budget, we’re sure that you are looking for possibilities that will have some positive return in the future on your investment. Here are some ideas that may help you get started.

Update your kitchen. Kitchens are a natural place for friends and relatives to gather at your home and are a huge selling point. Many kitchens don’t require a complete overhaul to be efficient and look nice. Sometimes simple and less expensive modifications will update its look and create a homey feel. Window treatments, for example, should be kept to a minimum to allow light sources to shine through. In a kitchen, heavier, darker materials can both attract and display dust, dirt, grease splatters, and other mess, so it’s important to lean toward light-colored and lightweight fabrics.

Another way to spruce up your dining area is to change handles your cabinets that will highlight a new look or an accent color. Changing lighting options or doing some simple tile work like adding a backsplash can modernize your kitchen and draw together colors you want to highlight. Other ideas include removing a door or two to create a display space for china, glassware, or collectibles. You can also repaint cabinets or change your flooring to make your kitchen look completely different. Many kitchen makeovers can be quick, weekend DIY projects that can breathe life into your old eating area.

Renovate your bathroom. Why stop at the kitchen? Bathrooms are small rooms that can look great with simple changes and … READ MORE

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